Cookies

Cookies are files that websites or applications install on the user's browser or device (smartphone, tablet or connected TV) during their journey through the pages of the site or application, and are used to store information about their visit.

Like most sites on the internet, this website uses cookies to:

• Ensure that web pages can function correctly.
• Store preferences, such as the language you have selected or the font size.
• Understand the user's browsing experience.
• Collect anonymous statistical information, such as which pages the user has visited or how long the user has stayed on the website.

The use of Cookies makes it possible to optimise browsing, adapting the information and services offered to the user's interests, in order to provide them with a better experience whenever they visit the website.

This website uses Cookies to function, adapt and facilitate the user's browsing experience as much as possible.

Please note that we may use cookies on your computer provided that you have given your consent, except in cases where cookies are necessary for browsing our website. If you consent, we may use cookies to enable us to learn more about your preferences and to customise our website according to your individual interests.

Cookies can be divided into different categories:

The entity that manages them:

Own cookies: These are those that are sent to the user's terminal equipment from a computer or domain managed by the owner of the website and from which the service requested by the user is provided.

Cookie	Owner	Expiry date	Category	Function	Type
_ga	Banca March	2 years	Analytical	It records a unique ID that is used to generate statistical data about how the visitor uses the website.	Own
_gid	Banca March	1 day	Technique	It records a unique ID that is used to generate statistical data about how the visitor uses the website.	Own
_hjid	Banca March	Doesn’t expire	Customisation	Sets an identifier for the session. This allows the website to obtain data on visitor behaviour for statistical purposes.	Own
_hjIncludedInSample	Banca March	Expires with browser session	Technique	Determine whether the user's browsing should be recorded at a certain statistical location.	Own
cookiesDisclosureCount	Banca March	1 day	Technique	Identify the number of times the user has been presented with the message about the use of cookies.	Own
cuvid	Banca March	2 years	Advertising	It is stored in the browser when the user visits this site for the first time. If this cookie is deleted, a new cookie will be saved when the user visits the site again. It is used to identify unique users and is updated with each page view. In addition, a unique ID is provided which the application uses to ensure the validity and accessibility of the cookie as an additional security measure.	Own
idioma	Banca March	Doesn’t expire	Technique	Remembers the language selected by a user to display a web page.	Own
Jssesionid	Banca March	Expires with browser session	Technique	Retains user statuses across all page requests.	Own
_gcl_au	Banca March	90 days	Analytical	Used by Google AdSense to experiment with advertising efficiency on websites that use its services.	Own
_gat_UA-47446779-12	Banca March	2 years	Analytical	It records a unique ID that is used to generate statistical data about how the visitor uses the website.	Own

Third-party cookies: These are those that are sent to the user's terminal equipment from a computer or domain that is not managed by the owner of the website from which the service requested by the user is provided, but by another entity that processes the data obtained through the cookies. Likewise, in the event that the cookies are installed from a computer or domain managed by the owner of the website itself but the information collected through them is managed by a third party, they will also be considered as third-party cookies.

Cookie	Owner	Expiry date	Category	Function	Type
_hjAbsoluteSessionInProgress	Google Tag Manager	1 day	Technique	Stores information about the different requests to the page.	Third parties
dtCookie	DynaTrace	Doesn’t expire	Technique	ID of technical session for PurePath correlation	Third parties
dtLatC	DynaTrace	Doesn’t expire	Technique	Measures server latency to monitor performance.	Third parties
dtPC	DynaTrace	Caduca una vez que termina su sesión en su navegador	Technique	This cookie collects information about how visitors use a website, for example, which pages visitors go to most often and if they receive error messages. They are only used to improve how a website works. This cookie appears in some of the files.	Third parties
dtSa	DynaTrace	Expires with browser session	Technique	The dtSa cookie is used to store names of user actions, such as a login click on different pages. This is necessary because page loads result from JavaScript code and therefore all contextual information must be stored in cookies. This cookie appears in some of the files.	Third parties
rxVisitor	Htb Solutions	2 years	Technique	User ID storage	Third parties
rxvt	DynaTrace	Doesn’t expire	Technique	User ID storage	Third parties
VISITOR_INFO1_LIVE	YouTube	180 days	Technique	Attempts to estimate the bandwidth of users on pages with embedded YouTube videos.	Third parties
YSC	YouTube	Expires with browser session	Technique	Logs a unique ID to keep statistics on which YouTube videos the user has watched.	Third parties
GPS	YouTube	1 day	Technique	Logs a unique ID on mobile devices to enable tracking based on GPS geo-location.	Third parties
IDE	doubleclick.net	1 año	Technique	Used by Google DoubleClick to record and report the actions of the website user after viewing or clicking on one of the advertiser's ads in order to measure the effectiveness of an ad and to present targeted ads to the user.	Third parties
cuvid	ClickDimensions	2 years	Analytical	This cookie is stored in the browser when it detects the first visit to a website. If the party responsible for the cookie deletes it and the page is then visited, a new __cuid cookie is generated with a different and unique ID. This cookie is used to identify unique visitors to this website and is updated with each page view. It also receives a unique ID that the application uses as an additional security measure to ensure its validity and accessibility.	Third parties
cusid	ClickDimensions	30 minutes	Analytical	This cookie is used to establish and continue a user's online session. When the user views a page on the Internet, the script code attempts to update the cookie. If it does not find it, a new one is generated and another session is started. Each time a user visits a different web page, this cookie is updated but expires in 30 minutes, so the same session is maintained as long as the user's activity continues at 30-minute intervals. The cookie expires when the user leaves the website for a time interval of more than 30 minutes.	Third parties
cuvon	ClickDimensions	30 minutes	Analytical	It is used to detect the last time a user visited a page.	Third parties

Their permanence:

• Session cookies: these expire when the user closes the browser.
• Permanent cookies: these expire when the purpose for which they are used is fulfilled (for example, for the user to remain identified on the website) or when they are manually deleted. In other words, the data is still stored on the user's computer and can be accessed and processed when the user leaves the website and when they log on again. These cookies can be deleted at any time by the user.

Their objective::

• Technical: These are essential for the correct functioning of the page. They are normally generated when the user accesses or logs in to the website and are used to identify the user on the website for the following purposes:
  • To keep the user identified so that, if they leave the website, browser or device and access the website again at another time, they will continue to be identified, thus facilitating their browsing without having to identify themselves again.
  • To check whether the user is authorised to access certain services or areas of the website.
  • They are used to improve the browsing experience and optimise the functioning of the website, such as storing service configurations, or storing the purchase made in a shopping cart.
• Personalisation cookies: These cookies allow the user to specify or customise some features of the general options of the website, for example, defining the language, regional configuration or browser type
• Advertising: These collect information about the advertisements shown to users of the website. They can be of two types:
  • Anonymous: They only collect information about the advertising spaces shown on the website, regardless of the user accessing the website, i.e. without expressly identifying the user.
  • Personalised: These cookies collect personal information about the website user from a third party in order to personalise the advertising space.
  • Behavioural: These cookies may be site-wide, placed by our advertising partners. These businesses may use them to create a profile of your interests and show you relevant advertisements on other sites. They do not store personal information directly, but are based on the unique identification of your browser and Internet access device. If you do not allow these cookies, you will have less targeted advertising.
• Analytics: These collect information about the user's browsing experience on the website, usually anonymously, although sometimes they also allow the user to be uniquely and unequivocally identified in order to obtain reports on users' interests in the services offered by the website.

The responsible is Banca March S.A. with CIF A-07004021 and registered office at Avinguda Alexandre Rosselló 8, Palma, Balearic Islands, Spain.

If the user so wishes, it is possible to stop accepting browser Cookies, or to stop accepting Cookies from a particular service.

All modern browsers allow you to change your Cookie settings. These settings are usually found in the "Options" or "Preferences" menu of the browser.

The user may, at any time, disable the use of Cookies on this website by:

Browser settings, for example:

• Google Chrome: https://support.google.com/chrome/bin/answer.py?hl=es&answer=95647
• Internet Explorer: https://windows.microsoft.com/es-es/windows7/how-to-manage-cookies-in-internet-explorer-9
• Mozilla Firefox: https://support.mozilla.org/es/kb/habilitar-y-deshabilitar-cookies-que-los-sitios-we
• Apple Safari: https://support.apple.com/kb/ph5042

Other third-party tools, available online, allow users to detect Cookies on each website they visit and manage their deactivation (e.g. Ghostery).

Some functionalities and services may be disabled or behave differently than expected, such as remaining logged in, keeping purchases in the "shopping cart" in an e-commerce service, or receiving location-targeted information, among others.

If you disable the use of Cookies on this website it is likely that you will no longer be able to access certain areas of the website or that your browsing experience will be significantly degraded.

BANCA MARCH is not responsible for the content and accuracy of the privacy policies of third party components included in this website.

As an additional guarantee, the registration of Cookies on this website may be subject to the Acceptance of Cookies by the user during the visit to the website, the installation or updating of the browser used, and this acceptance may be revoked at any time by means of the available content and privacy configuration options already mentioned in point 3 of this Cookies Policy.

BANCA MARCH may modify this Cookies Policy according to legislative or regulatory requirements, or with the aim of adapting said policy to the instructions issued by the Spanish Data Protection Agency, for which reason users are advised to visit it periodically.

When significant changes are made to this Cookie Policy, users will be notified either via the website or by email to registered users.

BANCA MARCH will not carry out any type of international transfer of data relating to the information obtained through its own cookies. However, with regard to third-party cookies, you can find out about the transfers made by the third parties identified in this cookie policy in their corresponding policies:

• https://policies.google.com/technologies/cookies
• https://www.dynatrace.com/company/trust-center/cookie-policy/
• https://clickdimensions.com/about/privacy-policy/

In relation to the temporality of the data, these will be kept for the period indicated in point 2 depending on the duration defined for each specific Cookie.

When you browse the website we may process your personal data. You can find more information about our data protection policy on this link.

If you believe that your data protection rights have been violated or if you have any complaint regarding your personal information, you may contact the Data Protection Delegate of Banca March at the following e-mail address  dpo@bancamarch.es.